From investing better to debt advice — the apps to help

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You are not alone if you are thinking of spending less and saving more at the moment. Two out of five of us are putting away more cash during the crisis than we normally would, according to the currency company Caxton. This increases to four in five among 18 to 25-year-olds.

How can we best manage our money when the banks are heavily restricting their opening hours and call centres are stretched?

A new crop of money-management apps can help people to budget and invest their money cheaply, and give vulnerable or homeless people access to banking. Here are some of the “fintech” firms aiming to shake up our finances:

Jammtoday, which expects to be up and running later this year, will compare costs