Four guaranteed ways to lose money investing – and how to avoid them

This article was originally published on this site

No investor wants to lose money, but a fear of falling portfolios can lead to taking an overly cautious approach that also dashes the chance of reaping the greatest rewards. 

It is one reason that savers deposited a record £1.1bn into cash Isas in January this year, four times more than they did in the same month of 2018.

But putting savings into cash and savings accounts is one way in which people are guaranteeing they lose money over the long term.

The best easy-access savings account pays 1.5p from The Nottingham Building Society.

Yet this is losing money in real terms after inflation, which is currently at 2pc based on the consumer prices index.

Even locking your money away doesn’t help….